Digital Lending Business Risk Specialist

Role Objective:

Responsible for supporting risk management and mitigation (such as setting customer acceptance criteria, monitoring portfolios) to support the achievement of Digital Lending business performance

Role Accountabilities:

• Collaborating with the business and product teams in product plans, policies, procedures and systems that will be used can mitigate potential credit risks that may occur.
• Collaborate with the Risk Management, Operations, Legal & Compliance teams and the business team to determine risk appetite in forming a risk profile.
• Collaborate with the Fraud Management function to ensure the fraud risk identification process in Digital Lending runs well in accordance with established provisions.
• Responsible for preparing and ensuring the bank's monitoring and reporting obligations related to business risks to ensure actual achievements are in accordance with predetermined targets and risk appetite
  
  

General Requirements:

• Minimum Bachelor's Degree from a Leading University
• Minimum 5 years of experience in managing risk management (preferably in the credit risk area) in the financial industry and/or technology-based companies
• Can adapt in a dynamic environment
• Can work under time pressure
• Fluent in English verbally and in writing.
• Have discipline in obtaining related data and monitoring relevant indicators
• Able to analyze data to make decisions and/or provide recommendations independently.
• Have the ability to solve problems with a practical and commercial approach.
• Have a greater desire to be able to make a contribution to the digital banking industry, especially for lending customers.