Job Purpose
Responsible for executing daily treasury operations, managing bank accounts, overseeing cash flow, ensuring liquidity control, and maintaining liquidity and profitability ratios. The role also involves ensuring compliance with established limits and authority in line with the management's risk appetite and sustaining the liquidity structure of the business at the desired level.
Key Responsibilities:
Liquidity Risk Management
- Monitor, analyze, and forecast liquidity ratios to maintain optimal liquidity levels.
- Track and manage cash flow movements to optimize liquidity.
- Monitor and maintain Primary and Secondary Statutory Reserves (GWM).
- Develop recommendations for liquidity ratio management and action plans.
Contribution to Interest Income
- Monitor and analyze potential revenue growth opportunities from treasury products and activities.
Funding Management
- Monitor and analyze potential funding sources to ensure sufficient and sustainable liquidity.
- Recommend viable funding sources.
Market Monitoring & Financial Transactions
- Track market movements and economic trends to maximize profitability from financial transactions.
- Execute cash transactions, investments, and other financial instruments in accordance with company policies and procedures.
- Ensure adequate corporate liquidity to meet short-term obligations.
Reporting & Relationship Management
- Prepare daily reports on cash positions and executed transactions for management review.
- Build and maintain strong relationships with counterparties.
Qualifications:
- Bachelor's degree in Finance, Accounting, Management, Economics, or a related field.
- In-depth knowledge of money markets, capital markets, and financial instruments used in liquidity management and hedging.
- Strong analytical skills, including proficiency in financial modeling and risk analysis, to ensure efficient cash and liquidity management.
- Understanding of banking regulations and fintech-related regulations.
- Excellent communication skills to effectively present financial reports and insights.
- Minimum of 2-3 years of experience in treasury, finance, accounting, or related fields within the banking industry.
Job Purpose
Responsible for executing daily treasury operations, managing bank accounts, overseeing cash flow, ensuring liquidity control, and maintaining liquidity and profitability ratios. The role also involves ensuring compliance with established limits and authority in line with the management's risk appetite and sustaining the liquidity structure of the business at the desired level.
Key Responsibilities:
Liquidity Risk Management
- Monitor, analyze, and forecast liquidity ratios to maintain optimal liquidity levels.
- Track and manage cash flow movements to optimize liquidity.
- Monitor and maintain Primary and Secondary Statutory Reserves (GWM).
- Develop recommendations for liquidity ratio management and action plans.
Contribution to Interest Income
- Monitor and analyze potential revenue growth opportunities from treasury products and activities.
Funding Management
- Monitor and analyze potential funding sources to ensure sufficient and sustainable liquidity.
- Recommend viable funding sources.
Market Monitoring & Financial Transactions
- Track market movements and economic trends to maximize profitability from financial transactions.
- Execute cash transactions, investments, and other financial instruments in accordance with company policies and procedures.
- Ensure adequate corporate liquidity to meet short-term obligations.
Reporting & Relationship Management
- Prepare daily reports on cash positions and executed transactions for management review.
- Build and maintain strong relationships with counterparties.
Qualifications:
- Bachelor's degree in Finance, Accounting, Management, Economics, or a related field.
- In-depth knowledge of money markets, capital markets, and financial instruments used in liquidity management and hedging.
- Strong analytical skills, including proficiency in financial modeling and risk analysis, to ensure efficient cash and liquidity management.
- Understanding of banking regulations and fintech-related regulations.
- Excellent communication skills to effectively present financial reports and insights.
- Minimum of 2-3 years of experience in treasury, finance, accounting, or related fields within the banking industry.