Credit Risk Management Analyst
Job Requirements:
- Undergraduate degree with a focus in Capital Market, Credit Risk, Finance or Financial Engineering or other related studies;
- Have a minimum of 2 years working experience in Credit/Enterprise Risk Management, Research, or Credit Risk Management (experienced in handling Risk Management System/Model or from capital market background is preferable);
- Able to do a credit report / valuation of listed companies and make financial modeling;
- Strong skills of Ms. Office Application such Excel, Word and Power Point;
- Able to work both independently and with team members;
- Good presentation skill and able to communicate effectively across broad range of constituents;
- Bloomberg experience will be an added advantage;
- Good English skill written and spoken will be an added advantage;
- Having WPPE (regular / full) License is mandatory.
Job Descriptions:
- Analyze the creditworthiness of clients and collaterals by reviewing financial statements, credit reports, and market data | Assess the risk profiles of various financial instruments including stocks, bonds, derivatives, and structured products.| Develop and maintain credit risk models to predict potential defaults and losses.
- Continuously monitor credit exposures of potential and existing clients, stock collaterals, haircut ratio and identify potential risks that could impact the organization. |Prepare detailed credit risk reports and present findings to senior management and stakeholders. | Ensure compliance with regulatory requirements and internal risk policies.
- Assist in managing the firm’s credit risk portfolio by identifying opportunities to mitigate risk. | Work with the trading and investment teams to optimize risk-adjusted returns. | Provide input on credit limits and risk appetite based on analysis and market trends.
- Conduct due diligence on prospective clients and counterparties to determine their financial health. | Make recommendations on credit terms, collateral requirements, and other risk mitigants.| Monitor existing relationships to detect changes in creditworthiness and adjust terms as necessary.
- Stay updated on relevant regulatory changes affecting credit risk in capital markets. | Ensure that all credit risk management practices are in line with regulatory standards. | Support the preparation for regulatory reporting, audits and examinations.
About Us
Mirae Asset Sekuritas Indonesia as Permanent Innovator upholds a philosophy centered on long-term relationships, integrity, and client-focused innovation. Guided by our Business Philosophy, Vision and Core Values—Client First, Objectivity, Teamwork, and Citizenship—we strive to provide comprehensive and transparent financial services that empower our clients to achieve sustainable growth. Our commitment is to continuously evolve, delivering value-added services that anticipate and adapt to the changing needs of our clients in capital market industry.
Join us to be part of a team where your professional journey is enriched by shared values and a dedication to excellence.
Job Requirements:
- Undergraduate degree with a focus in Capital Market, Credit Risk, Finance or Financial Engineering or other related studies;
- Have a minimum of 2 years working experience in Credit/Enterprise Risk Management, Research, or Credit Risk Management (experienced in handling Risk Management System/Model or from capital market background is preferable);
- Able to do a credit report / valuation of listed companies and make financial modeling;
- Strong skills of Ms. Office Application such Excel, Word and Power Point;
- Able to work both independently and with team members;
- Good presentation skill and able to communicate effectively across broad range of constituents;
- Bloomberg experience will be an added advantage;
- Good English skill written and spoken will be an added advantage;
- Having WPPE (regular / full) License is mandatory.
Job Descriptions:
- Analyze the creditworthiness of clients and collaterals by reviewing financial statements, credit reports, and market data | Assess the risk profiles of various financial instruments including stocks, bonds, derivatives, and structured products.| Develop and maintain credit risk models to predict potential defaults and losses.
- Continuously monitor credit exposures of potential and existing clients, stock collaterals, haircut ratio and identify potential risks that could impact the organization. |Prepare detailed credit risk reports and present findings to senior management and stakeholders. | Ensure compliance with regulatory requirements and internal risk policies.
- Assist in managing the firm’s credit risk portfolio by identifying opportunities to mitigate risk. | Work with the trading and investment teams to optimize risk-adjusted returns. | Provide input on credit limits and risk appetite based on analysis and market trends.
- Conduct due diligence on prospective clients and counterparties to determine their financial health. | Make recommendations on credit terms, collateral requirements, and other risk mitigants.| Monitor existing relationships to detect changes in creditworthiness and adjust terms as necessary.
- Stay updated on relevant regulatory changes affecting credit risk in capital markets. | Ensure that all credit risk management practices are in line with regulatory standards. | Support the preparation for regulatory reporting, audits and examinations.
About Us
Mirae Asset Sekuritas Indonesia as Permanent Innovator upholds a philosophy centered on long-term relationships, integrity, and client-focused innovation. Guided by our Business Philosophy, Vision and Core Values—Client First, Objectivity, Teamwork, and Citizenship—we strive to provide comprehensive and transparent financial services that empower our clients to achieve sustainable growth. Our commitment is to continuously evolve, delivering value-added services that anticipate and adapt to the changing needs of our clients in capital market industry.
Join us to be part of a team where your professional journey is enriched by shared values and a dedication to excellence.