Financial Lines Undewriter

You will report directly to Financial Lines U/W Dept. Head of PT Asuransi Tugu Pratama Indonesia Tbk, one of the top 5 general insurance companies in Indonesia. We have strong financial performance that recognized through A- Stable Outlook status from a reputable credit rating agency in the world, AM Best.

You will join with a diverse team with us and enjoy the dynamic of a public company that playing an important role in managing risk management for many top companies in Indonesia.

We look forward for you -qualified candidate- to apply and join with us. Please visit www.tugu.com or www.linkedin.com/company/tuguinsurance to know more about us

Responsibilities:

• Conduct underwriting processes by evaluating financial statements, operational risks, and legal exposures of prospective insureds to ensure accurate risk assessment and optimal underwriting decisions.
• Monitor and arrange reinsurance backup placements by assessing risk retention strategies and coordinating with reinsurers to optimize coverage and minimize company exposure.
• Collaborate with the Marketing team, including detailed policy explanations and claims scenarios, ensuring policyholders fully understand their coverage and obligations.
• Analyze, evaluate, and propose adjustments to underwriting policies and guidelines based on claim trends, market conditions, and regulatory updates to maintain competitive and compliant financial lines products.
• Conduct risk profiling and due diligence for high-value or complex risks, ensuring comprehensive risk mitigation strategies are implemented before policy issuance.
• Perform regular audits and quality control checks on issued policies, endorsements, and renewals to ensure compliance with underwriting guidelines and internal risk appetite.
• Develop and maintain strong relationships with brokers, agents, and corporate clients to facilitate smooth negotiations and customized policy solutions based on client needs.
  
  
  

Qualifications:

• Bachelor's Degree in any major, preferably finance, accounting or technical background
• Minimum of 3 years of work experience in related field
• Holds an A3IK certification
• Fluent in English with min TOEIC > 550
• Strong Analytical Thinking, Fast learner, High attention to detail, Positive attitude and can work on team and good skill in presentation
• Proficient in using computer applications
  

You will report directly to Financial Lines U/W Dept. Head of PT Asuransi Tugu Pratama Indonesia Tbk, one of the top 5 general insurance companies in Indonesia. We have strong financial performance that recognized through A- Stable Outlook status from a reputable credit rating agency in the world, AM Best.

You will join with a diverse team with us and enjoy the dynamic of a public company that playing an important role in managing risk management for many top companies in Indonesia.

We look forward for you -qualified candidate- to apply and join with us. Please visit www.tugu.com or www.linkedin.com/company/tuguinsurance to know more about us

Responsibilities:

• Conduct underwriting processes by evaluating financial statements, operational risks, and legal exposures of prospective insureds to ensure accurate risk assessment and optimal underwriting decisions.
• Monitor and arrange reinsurance backup placements by assessing risk retention strategies and coordinating with reinsurers to optimize coverage and minimize company exposure.
• Collaborate with the Marketing team, including detailed policy explanations and claims scenarios, ensuring policyholders fully understand their coverage and obligations.
• Analyze, evaluate, and propose adjustments to underwriting policies and guidelines based on claim trends, market conditions, and regulatory updates to maintain competitive and compliant financial lines products.
• Conduct risk profiling and due diligence for high-value or complex risks, ensuring comprehensive risk mitigation strategies are implemented before policy issuance.
• Perform regular audits and quality control checks on issued policies, endorsements, and renewals to ensure compliance with underwriting guidelines and internal risk appetite.
• Develop and maintain strong relationships with brokers, agents, and corporate clients to facilitate smooth negotiations and customized policy solutions based on client needs.
  
  
  

Qualifications:

• Bachelor's Degree in any major, preferably finance, accounting or technical background
• Minimum of 3 years of work experience in related field
• Holds an A3IK certification
• Fluent in English with min TOEIC > 550
• Strong Analytical Thinking, Fast learner, High attention to detail, Positive attitude and can work on team and good skill in presentation
• Proficient in using computer applications