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Staff Credit Approval (Cards)

Salary undisclosed

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Job ID: 258571

Location: Jakarta, Indonesia

Area of interest: Wealth and Personal Banking

Job type: Permanent - Full Time

Work style: Hybrid Working

Opening date: 18-Feb-2025

Closing date: 18-Mar-2025

Job Advert Details

Some Careers Shine Brighter Than Others.

If you’re looking for a role that will help you stand out at HSBC, take a look at how you can fulfil your potential.

Wealth and Personal Banking serves more than 50 million customers worldwide with a complete range of banking and wealth management services to enable them to manage their finances and protect and build their financial futures. It is a global business that brings together management responsibility for Retail Banking, Wealth Management, Insurance and Asset Management with a focus on customer-centric propositions and innovative and efficient distribution channels.

We are currently seeking an experienced professional to join this team in the role of Staff Credit Approval (Cards).

Responsibilities:

To be responsible for credit approval process, review and take decision of the WPB credit cards applications, The job holder will work closely with Manager CCS UWS credit decision to implement efficient strategies to maximize card portfolio related profitability within a challenging growth environment. Demonstrate leadership on Regulatory & Compliance matters. Maintain and observe internal control standards, implement and observe Internal Compliance Policy, including the timely implementation of recommendations made by internal/external auditors and external regulators. Maintain minimum Error Rate related to Credit Decision at lowest level in accordance with credit policy. Improve quality of approved decision by ensuring minimum number of Potential Skip and Fraud accounts. Ensure applications are completed within Service Level Agreement within credit analyst processing time. Achieve Credit Decision productivity target to support business growth. Proactively came with solutions and ideas on process improvement within credit operation unit, to ensure that positive customer experience is maximized, and that TAT is minimized. Ensure all required trainings by the bank are implemented and passed within period of time.

Qualifications

To be successful in this role, you should meet the following requirements:

  • Able to work as a team and shows good responsibility in completing tasks in timely manner.
  • Able to operate computer and MS Office, especially excel.
  • Have good communication.
  • Have a positive attitude.
  • Willing to learn and ask question.
  • Speak Up and Escalate any issue.
  • Open for the Changes

You’ll achieve more at HSBC

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.