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Credit Manager

Salary undisclosed

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Credit Manager is responsible to do the credit assessment/underwriting by reviewing the loan application based on the guided policy and procedures. Credit Manager possess strong skill in analyzing financial reports and having depth understanding in full credit cycle.

SCOPE & RESPONSIBILITIES

  1. Do assessment and evaluation for applications from sales and/or business development team based on governed rules and policy.
  2. Capability to read financial report : balance sheet and income statement to do the financial analysis.
  3. Conduct credit verification i.e trade checking to buyer/supplier/payor, interview business owner/applicant and site visit as per policy or when deemed necessary.
  4. Prepare a credit proposal and recommendation based on the assessment : the strengths and weaknesses, including analysis of financial report/data, and evaluating the security of credit repayments.
  5. Develop a lending product with business development team

REQUIREMENT

  • Bachelor Degree from reputable university
  • Has minimum 2 years experiences as Relationship Manager/Credit Reviewer/Credit Manager from banking and fintech industry. (Experience with SME segment analysis is more preferrable.)
  • Knowing credit cycles and risk management role responsibility. Understand where risk should be in the business model
  • Has highly initiative and strong analytical thinking
  • Good communication skills