Analyst, Credit Analysis Department 1 (Contract 1 Year)

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Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Assist Credit Analysts to perform objective analysis on borrower’s creditability, as well as the risk assessment, according to Credit Rules, Procedures for Credit Rating, Standard Operation Procedures and other prevailing rules and regulations to ensure available accurate and timely credit review proposal.

Primary Responsibilities

• Support Credit Analysts to identify all potential risks associated with the credit applications and provides the relevant mitigation to ensure the worthiness of the credit applications.
• Support Credit Analysts to prepare Credit Application for Credit Reviews (Asset Evaluation, Borrower Rating Application) in timely and proper manner in-line with prudent credit risk management, in order to achieve the Department’s target, healthy credit portfolio and low Non Performing Loan.
• Support Credit Analysts to prepare regular credit reporting to internal and external parties in order to prevent problem assets in accordance with Credit Rules, Procedures for Credit Rating, Standard Operation Procedures and other prevailing rules and regulations.
• Support Credit Analysts to conduct historical and forecast financial analysis towards customer’s credit risk in timely and proper manner in accordance with Credit Rules, Procedures for Credit Rating, Standard Operation Procedures and other prevailing rules and regulations.
• Supports the Relationship Management teams in concluding all business proposals including but not limited to updating company profile, credit facilities and others in timely and proper manner.
• Ensure smooth coordination with other Departments for better customer experience.
• Handle direct communication with the customers (if necessary) and obtain their financial condition within the scope of credit risk analysis judgment and promoting our Bank’s products and services.
• Support Credit Analysts to conduct industry updates regularly and whenever it is necessary independently or in cooperation with our industry specialist team in Head Office, Regional Offices and/or other offices.
• Conduct proper, accurate and speedy handling on implementation of daily jobs and matters to comply with standard operation procedure.
  
  

MUFG Bank Ltd & MUFG Securities Asia Limited (collectively referred to as “MUFG”) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.